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Deadline to Purchase Federal Crop Insurance/NAP Coverage – March 16, 2020

March 16, 2020 @ 8:00 am - 5:00 pm

Deadline to Purchase Federal Crop Insurance/NAP Coverage – March 16, 2020

Recent growing seasons have seen hail, drought, excess moisture and freeze occur across Massachusetts. If you’re concerned with extreme weather events and the impact they can have of your farm, you should consider purchasing some level of coverage on your insured crops. The deadline to purchase coverage for spring-seeded crops and the Whole Farm Revenue Program is March 16, 2020.

Individual Crop Policies: Growers can purchase Federal Crop Insurance on corn (silage/grain), fresh market sweet corn, potatoes and cigar binder tobacco. Availability to purchase coverage on potatoes is limited to Franklin and Hampshire Counties and for cigar binder tobacco in Franklin, Hampden and Hampshire Counties. These are yield-based policies and are based on a producer’s historical crop yields.

Whole Farm Revenue Program: WFRP provides growers with revenue protection from weather related or market losses rather than yield based policies and are based on a five-year revenue history (in some instances as long as a producer has 3 years of records they may purchase a WFRP policy)

Individual crop policies and the WFRP policy are sold through private Federal Crop Insurance Agents. Use the following link to contact an agent: https://www.rma.usda.gov/Information-Tools/Agent-Locator-Page

Noninsured Crop Disaster Assistance Program (NAP): NAP is available on all annual crops not insured by Federal Crop Insurance. NAP offers Catastrophic (CAT) Coverage which ensures 50% of your actual production history of the crop and any losses are paid out at 55% of the approved market price for the crop. “Buy-Up” coverage is also available under NAP. Producers can cover between 50 – 65% of their actual production history and losses are paid out at 100% of the approved market price for the crop. Under CAT, producers pay an administrative fee and for “Buy-Up” coverage, producers pay an administrative fee and a premium based upon the coverage level selected. Beginning, historically underserved, and limited resource famers receive a waiver of the NAP administrative fee and receive a 50% reduction on the “Buy- Up” premium. Check with your local USDA – Farm Service Agency (FSA) Office, which administers NAP for more details. March 16, 2020 is the deadline to purchase NAP coverage for all 2020 Spring-seeded crops.

UMass Extension works in partnership with the USDA Risk Management Agency (RMA) to educate Massachusetts producers about Federal Crop Insurance and Risk Management Programs. For more information, please visit www.rma.usda.gov or contact UMass Risk Management Specialists Paul Russell at pmrussell@umext.umass.edu or Tom Smiarowski at tsmiarowski@umext.umass.edu.

This Institution is an Equal Opportunity Provider.


March 16, 2020
8:00 am - 5:00 pm
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